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(from dailynews at Yahoo.) Those missing include people listed by name by family, official agencies or employers. In all, 1,233 are reported missing. REPORTED MISSING: World Trade Center - Maria Rose Abad, 49, Syosett, N.Y., Keefe, Bruyette & Woods - Heinz Ackermann, Aon Corp. - Terence E. Adderley Jr., 22, Bloomfield Hills, Mich., Fred Alger Management - Daniel T. Afflitto, 32, Wayne, N.J., equities trader, Cantor Fitzgerald - Joseph Agnello, firefighter, New York Fire Department - David Agnes, New York, N.Y., Cantor Fitzgerald - Joao A. Aguiar Jr., 30, Monmouth Beach, N.J., Keefe, Bruyette & Woods - Lt. Brian Ahearn, firefighter, New York Fire Department - Shabbir Ahmed, New York, N.Y., waiter, Windows on the World - Jon L. Albert, 46, Upper Nyack, N.Y., vice president of information technology, Marsh & McLennan Cos. Inc. - Grace Alegre-Cua, Mitsui Bank, Filipino - Edward L. Allegretto, 51, Colonia, N.J., convertible bonds broker, Cantor Fitzgerald - Richard Allen, New York, N.Y., firefighter, New York Fire Department - Anthony Alvarado, 31, New York, N.Y., food service handler, Forte Food Service - Antonio Javier Alvarez, Windows on the World - Juan Cisneros Alvarez, Escondido, Calif., Cantor Fitzgerald - Cesar Alviar, Marsh & McLennan Cos. Inc., Filipino - Tariq Amanullah, 40, Metuchen, N.J. - Joseph Amatuccio, New York, N.Y., Port Authority of New York and New Jersey - Christopher C. Amoroso, 29, New York, N.Y., police officer, Port Authority of New York and New Jersey - Calixto Anaya Jr., Suffern, N.Y., firefighter, New York Fire Department - Joe Anchundia, 26, New York, N.Y., investment banker, Sandler O'Neill & Partners - Kermit C. Anderson, 57, Green Brook, N.J. - Jean A. Andrucki, Hoboken, N.J., Port Authority of New York and New Jersey - Siew-Nya Ang, 37, East Brunswick, N.J., technical analyst, Marsh & McLennan Cos. Inc. - Joseph Angelini Jr., Lindenhurst, N.Y., firefighter, New York Fire Department - Peter P. Apollo, 26, Waretown, N.J. - Patrick M. Aranyos, 26, New York, N.Y., bond broker, Euro Brokers Inc. - David Arce, firefighter, New York Fire Department - Michael G. Arczynski, 45, Little Silver, N.J. - Richard A. Aronow, Mahwah, N.J., Port Authority of New York and New Jersey - Carl Asaro, firefighter, New York Fire Department - Michael Asher, 53, Monroe, N.Y., Cantor Fitzgerald - Janice Ashley, Fred Alger Management - Manuel O. Asitimbay, Windows on the World - Lt. Gregg Atlas, firefighter, New York Fire Department - Gerald Atwood, 38, New York, N.Y., firefighter, New York Fire Department - Frank Louis Aversano, 58, Manalapan, N.J., director of operations support, risk services, Aon Corp. - Samuel Ayala, Windows on the World - Arlene T. Babakitis, 47, Secaucus, N.J., Port Authority of New York and New Jersey - Brett T. Bailey, 28, Brick, N.J., options broker, Euro Brokers Inc. - Michael Baksh, 36, Englewood, N.J., private client services group, Marsh & McLennan Cos. Inc. - Julio Minto Balanca - Gerard Baptiste, 35, Riverdale, N.Y., firefighter, New York Fire Department - Gerard A. Barbara, 53, West Brighton, N.Y., assistant deputy chief, New York Fire Department - Paul V. Barbaro, 35, Holmdel, N.J., strategic development and software engineer, Cantor Fitzgerald - Matthew Barnes, firefighter, New York Fire Department - Sheila Barnes, 55, Aon Corp. - Arthur Barry, firefighter, New York Fire Department - Maurice Barry, 48, Rutherford, N.J., police officer, Port Authority of New York and New Jersey - Carlton W. Bartels, New York, N.Y., Cantor Fitzgerald - Lt. Steven J. Bates, 42, Glendale, N.Y., firefighter, New York Fire Department - Ivhan Luis Carpo Bautista, Windows on the World - Marlyn Bautista, 46, Iselin, N.J., Marsh & McLennan Cos. Inc., Filipino - Jane S. Beatty, 53, Belford, N.J. - Larry Beck, Baldwin, N.Y., Cantor Fitzgerald - Manette Beckles, 43, Rahway, N.J. - Carl Bedigian, 35, New York, N.Y., firefighter, New York Fire Department - Helen Belilovsky, 38, Mamaroneck, N.Y., Fred Alger Management - Stephen Belson, 51, New York, N.Y., firefighter, New York Fire Department - Paul Benedetti, 32, assistant director, Aon Corp. - Denise Benedetto, 40, New York, N.Y., Aon Corp. - Eric Bennett, 29, New York, N.Y., area vice president, Alliance Consulting - Margaret L. Benson, 52, Rockaway, N.J., Port Authority of New York and New Jersey - James (Jim) P. Berger, 44, Lower Makefield, Pa., senior vice president, Aon Corp. - Steven H. Berger, 45, Manalapan, N.J. - John Bergin, New York, N.Y., firefighter, New York Fire Department - Daniel Bergstein, Teaneck, N.J., Port Authority of New York and New Jersey - Donna Bernaerts-Kearns, 44, Hoboken, N.J. - William R. Bethke, 36, Hamilton, N.J., computer programmer, Marsh USA - Timothy D. Betterly, 42, Little Silver, N.J. - Paul Beyer, New York, N.Y., firefighter, New York Fire Department - Anil Bharvaney, 41, East Windsor, N.J., Instinet (Reuters) - Bella Bhukhan, 24, Union, N.J., Cantor Fitzgerald - Peter Bielfeld, firefighter, New York Fire Department - Brian Bilcher, New York, N.Y., firefighter, New York Fire Department - Carl Bini, 44, New York, N.Y., firefighter, New York Fire Department - Jeffrey D. Bittner, 27, research analyst, Keefe, Bruyette & Woods - Christopher Blackwell, 42, Patterson, N.Y., firefighter, New York Fire Department - Susan Blair, 35, Aon Corp. - Harry Blanding, 38, Blakeslee, Pa., claims analyst, Aon Corp. - Richard M. Blood, 38, Ridgewood, N.J., insurance broker, Aon Corp. - Mike Boccardi, Yonkers, N.Y., Fred Alger Management - Michael Bocchino, firefighter, New York Fire Department - Susan Bochino, 36, New York, N.Y., Aon Corp. - Nicholas A. Bogdan, 33, Pemberton, N.J. - Darren Bohan, 34, temporary employee, Aon Corp. - Lawrence F. Boisseau, 36, Freehold, N.J., fire safety director, OCS Security - Vincent Boland, 25, Ringwood, N.J., Marsh & McLennan Cos. Inc. - Alan Bondarenko, 53, Flemington, N.J., Washington Group International - Frank Bonomo, firefighter, New York Fire Department - Juan Jose Borda Leyva, 59, New York, N.Y., Colombian - Sherry Bordeaux, 38, Jersey City, N.J. - Krystine C. Bordenabe, 33, Old Bridge, N.J., sales assistant, Keefe, Bruyette & Woods - J. Howard Boulton Jr., Fort Lee, N.J., Euro Brokers Inc. - Gary Box, firefighter, New York Fire Department - Michael Boyle, 37, New York, N.Y., firefighter, New York Fire Department - Kevin Bracken, firefighter, New York Fire Department - Alex Braginsky, 38, Stamford, Conn., foreign exchange products manager, Reuters - Nicholas Brandemarti, 21, Mantua, N.J. - Patrice Braut, Marsh & McLennan Cos. Inc., Belgian - Lydia E. Bravo, 50, Dunellen, N.J. - Ronald Breitweiser, 39, Navesink, N.J., senior vice president, Fiduciary Trust International - Michael Brennan, firefighter, New York Fire Department - Tom Brennan, Westchester, N.Y., Sandler O'Neill & Partners - Gary Bright, 36, Union City, N.J., insurance analyst, Aon Corp. - Mark F. Broderick, 42, Old Bridge, N.J. - Herman Broghammer, 58, Aon Corp. - Capt. Patrick Brown, firefighter, New York Fire Department - Capt. Vincent Brunton, firefighter, New York Fire Department - Ronald Bucca, New York Fire Department - Eustice R. Bucchus, 48, Metuchen, N.J. - Brandon Buchanan, 24, Cantor Fitzgerald - Greg Buck, 37, New York, N.Y., firefighter, New York Fire Department - Nancy Bueche, 43, Aon Corp. - Patrick J. Buhse, 36, Lincroft, N.J., bond trader, Cantor Fitzgerald - Thomas Daniel Burke, 38, Bedford Hills, N.Y., managing director, Cantor Fitzgerald - Capt. William Burke Jr., firefighter, New York Fire Department - Donald Burns, New York Fire Department - Keith Burns, 39, East Rutherford, N.J. - John Burnside, firefighter, New York Fire Department - Thomas Butler, firefighter, New York Fire Department - Patrick Byrne, New York, N.Y., firefighter, New York Fire Department - Jesus Cabezas, New York, N.Y., Windows on the World - Lillian Caceres, 48, New York, N.Y., technology administrator, Marsh & McLennan Cos. Inc. - Cecile M. Caguicla, 55, Boonton, N.J., assistance vice president of finance, Marsh & McLennan Cos. Inc., Filipino - George Cain, 35, Massapequa, N.Y., firefighter, New York Fire Department - Salvatore Calabro, 38, New York, N.Y., firefighter, New York Fire Department - Edward Calderon, 43, Jersey City, N.J., security guard, Port Authority of New York and New Jersey - Kenny Caldwell, 30, New York, N.Y., senior account manager, Alliance Consulting - Dominick Calia, 40, Manalapan, N.J. - Capt. Frank Callahan, firefighter, New York Fire Department - Liam Callahan, Rockaway, N.J., Port Authority of New York and New Jersey - Michael Cammarata, 22, Huguenot, N.Y., firefighter, New York Fire Department - Geoff Campbell, 31, New York, N.Y., Reuters - Juan Ortega Campos - Stephen J. Cangialosi, 40, Middletown, N.J. - Lisa Cannava, 30, New York, N.Y., supervisor, Carr Futures - Brian Cannizzaro, 30, New York, N.Y., firefighter, New York Fire Department - Louis A. Caporicci, 35, Tottenville, N.Y., vice president, Cantor Fitzgerald - Jonathan N. Cappello, Garden City, N.Y., Cantor Fitzgerald - James Christopher Cappers, 33, Wading River, N.Y., Marsh & McLennan Cos. Inc. - Jose Cardona, Carr Futures - Michael Carlo, firefighter, New York Fire Department - David Carlone, 46, Randolph, N.J. - Michael Carroll, firefighter, New York Fire Department - James Carson, 32, Cantor Fitzgerald - James Cartier, Aon Corp. - Margarito Casillas - Thomas Casoria, 29, Whitestone, N.Y., firefighter, New York Fire Department - William O. Caspar, 57, Eatontown, N.J. - Alejandro Castano, 35, Edgewater, N.J., delivery man, Empire Distribution, Colombian - Arcelia Castillo, 49, Elizabeth, N.J., junior accountant, Marsh & McLennan Cos. - Leonard M. Castrianno, 30, New York, N.Y., broker, Cantor Fitzgerald - Jose Castro, 37, New York, N.Y., food service handler, Forte Food Service - Judson Cavalier, Huntington, N.Y., Sandler O'Neill & Partners - Michael Cawley, 32, Bellmore, N.Y., firefighter, New York Fire Department - Jason D. Cayne, 33, Morganville, N.J. - Marcia G. Cecil, Carr Futures - Jeffrey M. Chairnoff, 17, N.J. - Pedro Francisco Checo, 35, Colombian - Vernon Cherry, firefighter, New York Fire Department - Dorothy J. Chiarchiaro, 61, Vernon, N.J., Fred Alger Management - Luis Chimbo, Windows on the World - Nicholas Chiofalo, firefighter, New York Fire Department - John Chipura, N.Y., firefighter, New York Fire Department - Catherine E. Chirls, 47, Princeton, N.J., banker, eSpeed (Cantor Fitzgerald) - Kaccy Cho, 30, N.J., Marsh & McLennan Cos. Inc. - Mohammed S. Chowdbury, Windows on the World - Pamela Chu, New York, N.Y., Cantor Fitzgerald - Steven P. Chucknick, 44, Cliffwood Beach, N.J., Euro Brokers Inc. - Christopher Ciafardini, 30, vice president and financial analyst, Fred Alger Management - Lt. Robert Cirri, 39, Nutley, N.J., police officer, Port Authority of New York and New Jersey - Eugene Clark, 47, Aon Corp. - Gregory Clark, 40, Teaneck, N.J. - Tom Clark, Sandler O'Neill & Partners - Christopher Robert Clarke, 34, Philadelphia, Pa., trader, Sandler O'Neill & Partners - Kevin F. Cleary, 38, broker, Euro Brokers Inc. - Jim Cleere, 55, Newton, Iowa, assistant vice president in telecommunications, Seabury & Smith Co. of West Des Moines, Iowa - Nestor Clinton, 26, broker, Cantor Fitzgerald - Steven Coakley, firefighter, New York Fire Department - Jeffrey Coale, Windows on the World - Patricia A. Cody, 46, Brigantine, N.J. - Kevin Cohen, 28, Metuchen, N.J., desktop support person, eSpeed (Cantor Fitzgerald) - Mark J. Colaio, Montauk, N.Y., senior managing director, Cantor Fitzgerald - Kevin N. Colbert, West Hempstead, N.Y., Keefe, Bruyette & Woods - Keith E. Coleman, 34, Warren, N.J. - Tarel Coleman, firefighter, New York Fire Department - Jean M. Colin, Aon Corp. - Robert Colin, 49, Aon Corp. - Jean M. Collin, 42, risk manager, Pfizer Inc. - John Collins, 42, New York, N.Y., firefighter, New York Fire Department - Michael Collins, 38, Montclair, N.J., Cantor Fitzgerald - Linda M. Colon, 46, Perrineville, N.J. - Jaime Concepcion, Windows on the World - Susan Clancy Conlon, New York, N.Y. - Cynthia L. Connolly, 30, Metuchen, N.J. - John E. Connolly, 46, Wall, N.J., Euro Brokers Inc. - James Lee Connor, 38, Summit, N.J., partner, Sandler O'Neill & Partners - Kevin P. Connors, 55, Greenwich, Conn., senior vice president, Euro Brokers Inc. - Dennis Michael Cook, 33, Colts Neck, N.J., assistant trader, Cantor Fitzgerald - James L. Cooper, 46, Wall, N.J. - John Cooper, 30, Bayonne, N.J. - Gerard Coppola, 46, New Providence, N.J., broadcast engineer, WNET-TV - Robert Cordice, firefighter, New York Fire Department - Daniel Correa, 25, Fairview, N.J. - Dolores M. Costa, 52, Middletown, N.J., Fred Alger Management - Charles G. Costello, 46, Old Bridge, N.J. - Michael Costello, Seaford, N.Y., Cantor Fitzgerald - Conrod K Cottoy, Carr Futures - Andre Cox, 29, New York, N.Y., food service handler, Forte Food Service - Fred Cox Jr., 27, investment banker, Sandler O'Neill & Partners - James Coyle, firefighter, New York Fire Department - James Crawford Jr., New Vernon, N.J., Cantor Fitzgerald - Robert Crawford, firefighter, New York Fire Department - Joanne Cregan, New York, N.Y., Cantor Fitzgerald - Helen Crossin-Kittle, Larchmont, N.Y., Cantor Fitzgerald - John Crowe, 57, Rutherford, N.J., Aon Corp. - Welles Crowther, 24, New York, N.Y., equities trader, Sandler O'Neill & Partners - Thomas P. Cullen III, 31, New York, N.Y., firefighter, New York Fire Department - Brian T. Cummins, 38, Manasquan, N.J. - Michael J. Cunningham, 39, West Windsor, N.J., Euro Brokers Inc. - Laurence Curia, 41, Garden City, N.Y., broker, Cantor Fitzgerald - Paul Curioli, 51, Norwalk, Conn., vice president, FM Global - Gavin Cushny, 47, Hoboken, N.J., Cantor Fitzgerald - Manuel Da Mota, 44, Valley Stream, N.Y., millwork foreman, Bronx Builders - Caleb A. Dack, 39, Montclair, N.J., vice president and director of global sales and alliances, Encompys - Carlos S. DaCosta, 41, Elizabeth, N.J., Port Authority of New York and New Jersey, Portugese - Thomas A. Damaskinos, 33, Allendale, N.J., Cantor Fitzgerald - Jeannine Damiani-Jones, 28, New York, N.Y., bond broker, Cantor Fitzgerald - Dwight Donald Darcy, 55, New York, N.Y., senior attorney, Port Authority of New York and New Jersey - Lt. Edward Datri, firefighter, New York Fire Department - Michael Dauria, firefighter, New York Fire Department - Lawrence Davidson, 51, Westfield, N.J., Aon Corp. - Michael A. Davidson, 27, Westfield, N.J., Cantor Fitzgerald - Scott Davidson, firefighter, New York Fire Department - Wayne T. Davis, 29 - Calvin Dawson, Euro Brokers Inc. - Edward Day, 45, Clifton, N.Y., firefighter, New York Fire Department - Azucena de la Torre, 50, New York, N.Y., Cantor Fitzgerald - Cristina de Laura, Colombian - Oscar de Laura, Colombian - Frank A. De Martini, New York, N.Y., Port Authority of New York and New Jersey - Robert J. DeAngelis, 48, West Hempstead, N.Y., Washington Group International - Thomas Deangelis, 51, Westbury, N.Y., battalion commander, New York Fire Department - James V. Deblase, 45, Manalapan, N.J. - David Defeo, Sandler O'Neill & Partners - Nereida DeJesus, 30, Aon Corp. - Donald A. Delapenha, 37, Allendale, N.J., Keefe, Bruyette & Woods - Joseph Della Pietra, 24, New York, N.Y., Cantor Fitzgerald - Colleen Deloughery, 41, Bayonne, N.J., reinsurance specialist, Aon Corp. - Manuel DelValle, New York, N.Y., firefighter, New York Fire Department - Kevin Dennis, 43, Peapack, N.J. - David Derubbio, 38, Bensonhurst, N.Y., firefighter, New York Fire Department - Christian L. DeSimone, 23, Ringwood, N.J. - Michael J. Desposito, 32, Morganville, N.J., independent computer programmer - Cindy Deuel, Carr Futures - Jerry DeVito, Fred Alger Management - Robert P. Devitt Jr., 36, Plainsboro, N.J., Cantor Fitzgerald - Gerard Dewan, firefighter, New York Fire Department - Simon Dhanani, 63, Hartsdale, N.Y., vice president, Aon Corp. - Nancy Diaz, New York, N.Y., kitchen assistant, Windows on the World - Lawrence P. Dickinson, 35, Morganville, N.J. - Michael D. Diehl, 48, Brick, N.J., vice president, Fiduciary Trust International - Vincent F. DiFazio, 43, Hampton, N.J., Cantor Fitzgerald - Debra Ann DiMartino, 36, New York, N.Y., assistant trader, Keefe, Bruyette & Woods - Christopher Dincuff, 31, Jersey City, N.J., commodities trader, Carr Futures - George DiPasquale, 33, Elm Park, N.Y., firefighter, New York Fire Department - Ramzi Doany, 35, Bayonne, N.J., auditor, Marsh & McLennan Cos. Inc. - Benilda P. Domingo, maintenance, World Trade Center, Filipino - Geronimo Dominguez - Jacqueline Donovan, 34, Keefe, Bruyette & Woods - Steven S. Dorf, 39, N.J., Euro Brokers Inc. - Lt. Kevin Dowdell, firefighter, New York Fire Department - Yolanda Dowling, 46, Rosedale, N.Y., Aon Corp. - Frank J. Doyle, Keefe, Bruyette & Woods - Joseph Doyle, New York, N.Y., Cantor Fitzgerald - Stephen P. Driscoll, Carmel, N.Y., police officer, New York Police Department - Luke A. Dudek, 50, Livingston, N.J., Windows on the World - Antoinette Dugar, 44, Glen Gardner, N.J. - Richard Dunstan, 54, New Providence, N.J. - Joseph Anthony Eacobacci, 26, New York, N.Y., Cantor Fitzgerald - Bruce Eagleson, 53, Middlefield, Conn., former general manager, Westfield Shoppingtown Meriden - Robert Eaton, 37, Manhaset, N.Y., Cantor Fitzgerald - Dean Eberling, 44, Cranford, N.J. - Paul Robert Eckna, 28, West New York, N.J. - Gus Economos, Sandler O'Neill & Partners - Mike Edwards, Sandler O'Neill & Partners - Christine Egan, 55 - Michael Egan, 51, Middletown, N.J., Aon Corp. - Lisa Caren Ehrlich, 36, New York, N.Y., Aon Corp. - Michael Elferis, 27, College Point, N.Y., firefighter, New York Fire Department - Valerie Silver Ellis, 46, New York, N.Y., Cantor Fitzgerald - Albert A. Elmarry, 30, North Brunswick, N.J. - Edgar Emery, 45, Clifton, N.J. - Doris Eng, Windows on the World - Ulf R. Ericson, 79, Greenwich, Conn., civil engineer, Washington Group International - William J. Erwin, 30, Verona, N.J., broker, Cantor Fitzgerald - Fanny M. Espinoza, 29, Teaneck, N.J. - Francis Esposito, firefighter, New York Fire Department - Lt. Michael Esposito, firefighter, New York Fire Department - Ruben Esquilin, 35, New York, N.Y., maintenance employee, Fiduciary Trust International - Sadie Ettz, Windows on the World - Barbara Etzold, 43, Jersey City, N.J., Fred Alger Management - Eric Evans, 31, Norwich, Conn., Aon Corp. - Robert Evans, firefighter, New York Fire Department - John Fabian, 57, North Bergen, N.J. - Patricia M. Fagan, 55, Toms River, N.J., insurance adjuster, Aon Corp. - Keith Fairben, 24, Floral Park, N.Y., paramedic, New York Presbyterian Hospital - Bill Fallon, 39, Coram, N.Y., Cantor Fitzgerald - Capt. Thomas Farino, 37, New York, N.Y., firefighter, New York Fire Department - Betty Farmer, 62, New York, N.Y., executive assistant, Cantor Fitzgerald - John W. Farrell, 41, Basking Ridge, N.J. - Terrence Farrell, Huntington, N.Y., firefighter, New York Fire Department - Capt. Joseph Farrelly, firefighter, New York Fire Department - Wendy Faulkner, 47, Mason, Ohio, vice president, Aon Corp. - Ronald Fazio, 57, Closter, N.J. - Francis (Frank) Feely, 41, Middletown, N.Y., vice president, Marsh & McLennan Cos. Inc. - Lee Fehling, Wantaugh, N.Y., firefighter, New York Fire Department - Alan Feinberg, 48, Marlboro, N.J., firefighter, New York Fire Department - Jose Manuel Contreras Fernandez - Judy H. Fernandez, 27, Parlin, N.J. - David Ferrugio, 46, Middletown, N.J. - Mike Ferugio, Aon Corp. - Jennifer L. Fialko, 29, Teaneck, N.J. - Michael Fiore, New York, N.Y., firefighter, New York Fire Department - Lt. John Fischer, firefighter, New York Fire Department - John R. Fisher, 46, Bayonne, N.J., security consultant, Port Authority of New York and New Jersey - Lucy Fishman, Aon Corp. - Tom Fitzpatrick, 35, Tuckahoe, N.Y., Sandler O'Neill & Partners - Richard Fitzsimons, 57, Lynbrook, N.Y., fire safety director, OCS Security - Sal A. Fiumefreddo, 47, Manalapan, N.J. - (Donovan) Christina Flannery, Sandler O'Neill & Partners - Andre Fletcher, firefighter, New York Fire Department - John Florio, firefighter, New York Fire Department - Joseph W. Flounders, 46, Middle Smithfield Township, Pa., Euro Brokers Inc. - Lt. Michael Fodor, firefighter, New York Fire Department - David Fontana, firefighter, New York Fire Department - Dennis Foo, 30, Holmdel, N.J. - Bobby Forbes, 37, N.J. - Donald Foreman, New York, N.Y., Port Authority of New York and New Jersey - Christopher H. Forsythe, 44, Basking Ridge, N.J. - Noel J. Foster, 40, Bridgewater, N.J., vice president and producing broker, Aon Corp. - Robert J. Foti, 42, Albertson, N.Y., firefighter, New York Fire Department - Lucille V. Francis, 63, New York, N.Y., Windows on the World - Gary J. Frank, 35, South Amboy, N.J., Aon Corp. - Kevin Joseph Frawley, 34, Yonkers, N.Y., trader, Euro Brokers Inc. - Lillian I. Frederick, 46, Teaneck, N.J. - Lt. Peter Freund, firefighter, New York Fire Department - Alan Friedlander, Aon Corp. - Gregg J. Froehner, 46, Chester, N.J., police officer, Port Authority of New York and New Jersey - Peter C. Fry, 36, Wilton, Conn., vice president of international money markets, Euro Brokers Inc. - Pamela Gaff, 51, Aon Corp. - Deanna Galante, 32, New York, N.Y., personal assistant, espeed (Cantor Fitzgerald) - Daniel J. Gallagher, 23, Red Bank, N.J. - John Gallagher, Cantor Fitzgerald - Cono E. Gallo, Carr Futures - Vincenzo Gallucci, Jamesburg, N.J. - Thomas Gambino Jr., firefighter, New York Fire Department - Lt. Charles Garbarini, 43, Pleasantville, N.Y., firefighter, New York Fire Department - Juan Garcia, 50, New York, N.Y., food service handler, Forte Food Service - Harvey J. Gardner, 35, Lakewood, N.J., supervisor, General Telecom - Jeffrey Gardner, 36, Hoboken, N.J., environmental insurance broker - Thomas Gardner, firefighter, New York Fire Department - William A. Gardner, 45, Lynbrook, N.Y., Cantor Fitzgerald - Matthew Garvey, firefighter, New York Fire Department - Donald Gavagan, New York, N.Y., Cantor Fitzgerald - Gary Geidel, firefighter, New York Fire Department - Howard G. Gelling Jr., 28, managing director, Sandler O'Neill & Partners - Peter Genco, 36, Rockville Centre, N.Y., bond trader, Cantor Fitzgerald - Steven Genovese, 37, Basking Ridge, N.J. - Edward Geraghty, battalion commander, New York Fire Department - Denis Germain, 33, Tuxedo Park, N.Y., firefighter, New York Fire Department - Joseph Giaconne, 43, N.J., head of telecommunications, eSpeed (Cantor Fitzgerald) - Debra L. Gibbon, 43, Hackettstown, N.J., senior vice president, Aon Corp. - James Giberson, 43, Huguenot, N.Y., firefighter, New York Fire Department - Craig Gibson, 37, New York, N.Y., South African - Laura Giglio, 35, Massapequa Park, N.Y., executive assistant, Alliance Consulting - Andrew C. Gilbert, 39, Califon, N.J. - Timothy P. Gilbert, 35, Lebanon, N.J., Cantor Fitzgerald - Paul G. Gilbey, 49, Chatham, N.J. - Paul Gill, firefighter, New York Fire Department - Ron Gilligan, 43, East Norwalk, Conn., Cantor Fitzgerald - Lt. John Ginley, 37, Suffern, N.Y., firefighter, New York Fire Department - Donna Giordano, 44, Sayreville, N.J., Aon Corp. - Jeffrey Giordano, 46, New York, N.Y., firefighter, New York Fire Department - Jinny Lady Giraldo, 27, Colombian - Kim Girolamo, 41, Aon Corp. - Salvatore Gitto, 43, Manalapan, N.J. - Keith Glascoe, firefighter, New York Fire Department - Thomas I. Glasser, 40, Summit, N.J., partner, Sandler O'Neill & Partners - Harry Glenn, 38, Piscataway, N.J., assistant vice president, global technology, Marsh & McLennan Cos. Inc. - Barry H. Glick, Wayne, N.J., Port Authority of New York and New Jersey - William (Bill) R. Godshalk, 35, New York, N.Y., Keefe, Bruyette & Woods - Michael Gogliormella, 43, New Providence, N.J., Cantor Fitzgerald - Brian Goldberg, 26, Union, N.J. - Michelle Herman Goldstein, 31, Aon Corp. - Steven Goldstein, 35, Princeton, N.J. - Jose B. Gomez, Windows on the World - Max Gomez - Wilder Gomez, Windows on the World, Colombian - Ana Irene Medina Gonzalez - Jenine Gonzalez, 28, Aon Corp. - Joel Guevara Gonzalez - Calvin J. Gooding, Riverside, N.Y., Cantor Fitzgerald - Kerene Gordon, 43, New York, N.Y., food service handler, Forte Food Service - Thomas Gorman, Middlesex, N.J., Port Authority of New York and New Jersey - Yuji Goya, 42, vice president, Mizuho Capital Markets Corp., Japanese - Christopher Grady, 39, Cranford, N.J. - David Graifman, 40, New York, N.Y., vice president, Keefe, Bruyette & Woods - James Gray, firefighter, New York Fire Department - Tim Grazioso, 42, Clifton, N.J., trader, Cantor Fitzgerald - Gayle R. Greene, 51, Montville, N.J., vice president of professional resource group, Marsh & McLennan Cos. Inc. - Eileen M. Greenstein, 52, Morris Plains, N.J., Aon Corp. - Lisa Gregg, 51, senior vice president, Fred Alger Management - Denise Gregory, Carr Futures - Donald H. Gregory, 62, Ramsey, N.J. - Florence Gregory, 38, Aon Corp. - Pedro Grehan, 35, Hoboken, N.J. - John Griffin, 38, Waldwick, N.J. - Tawanna Griffin, 30, New York, N.Y., food service handler, Forte Food Service - Joan D. Griffith, Willingboro, N.J., office manager, Fiduciary Trust International - Joseph F. Grillo, New York, N.Y., Port Authority of New York and New Jersey - Ken G. Grouzalis, Lyndhurst, N.J., Port Authority of New York and New Jersey - Joseph Grzelak, battalion commander, New York Fire Department - Lt. Joseph Gullickson, firefighter, New York Fire Department - Philip T. Guza, 54, Sea Bright, N.J., Aon Corp. - Sabita Guzman - Barbara Guzzardo, Aon Corp. - Peter Gyulavary, Washington Group International - Andrea Haberman, 25, West Bend, Wis., Carr Futures - Nizam Hafiz, 32 - Richard Hall, 49, Aon Corp. - Robert J. Halligan, 59, Basking Ridge, N.J., reinsurance broker, Aon Corp. - Lt. Vincent Halloran, firefighter, New York Fire Department - James D. Halvorson, 56, Greenwich, Conn., Marsh & McLennan Cos. Inc. - Frederic Kim Han, 45, Marlboro, N.J., senior vice president, Cantor Fitzgerald - Dana Hannon, 29, Suffern, N.Y., firefighter, New York Fire Department - Vassilios G. Haramis, 56, New York, N.Y., mechanical engineer, Washington Group International - Jeffrey Hardy, 46, New York, N.Y., executive chef, Forte Food Service - Daniel Harlin, Kent, N.Y., firefighter, New York Fire Department - Frances Haros, 76, New York, N.Y., Keefe, Bruyette & Woods - Lt. Harvey Harrell, 49, New York, N.Y., firefighter, New York Fire Department - Lt. Stephen Harrell, firefighter, New York Fire Department - John Hart, 38, Danville, Calif., director of global operations, Franklin Templeton Investments - Emeric J. Harvey, 56, Montclair, N.J. - Capt. Thomas Haskell Jr., 37, Massapequa, N.Y., firefighter, New York Fire Department - Capt. Terence S. Hatton, 41, New York, N.Y., firefighter, New York Fire Department - Michael H. Haub, 34, Roslyn Heights, N.Y., firefighter, New York Fire Department - Philip Hayes, 67, Northport, N.Y., fire safety director, OCS Security - Lt. Michael Healey, Patchogue, N.Y., firefighter, New York Fire Department - Joseph H. Heller, 37, Ridgefield, Conn., managed funds expert, Carr Futures - Mark F. Hemschoot, 45, Red Bank, N.J., senior vice president, Aon Corp. - Ronnie Henderson, firefighter, New York Fire Department - Joseph P. Henry, 25, New York, N.Y., firefighter, New York Fire Department - John Henwood, Cantor Fitzgerald - Robert Hepburn, 39, Union, N.J. - Molly Herencia, 47, Aon Corp. - Raul Hernandez, 51, Washington Heights, N.Y., maintenance supervisor, Cantor Fitzgerald - Gary Herold, 44, Farmingdale, N.Y., risk management insurance, Aon Corp. - Capt. Brian Hickey, Bethpage, N.Y., firefighter, New York Fire Department - Ysidro Hidalgo-Tejada, Windows on the World - Clara Hinds, Windows on the World - Heather Ho, 32, New York, N.Y., executive pastry chef, Windows on the World - Tara Hobbs, 31, Aon Corp. - Tom Hobbs, Cantor Fitzgerald - James Hobin, 47, Marlborough, Conn. - Robert Wayne Hobson III, 36, New Providence, N.J., broker, Cantor Fitzgerald - Frederick J. Hoffman, 53, N.J. - Marcia Hoffman, Cantor Fitzgerald - Michele L. Hoffman, 27, N.J. - Thomas Warren Hohlweck Jr., 56, Harrison, N.Y., senior vice president, Aon Corp. - Jonathan Hohmann, 48, Annadale, N.Y., firefighter, New York Fire Department - Elizabeth Holmes, 42, New York, N.Y., Euro Brokers Inc. - Brad Hoorn, 22, Richland, Mich., Fred Alger Management - Montgomery M. Hord, 46, Pelham, N.Y., Cantor Fitzgerald - Michael Horn, Cantor Fitzgerald - Matthew D. Horning, 26, Scotch Plains, N.J. - Aaron Horwitz, Cantor Fitzgerald - Malverse Houscal, N.J. - Charles J. Houston, Euro Brokers Inc. - Michael C. Howell, 60, New York, N.Y., information services manager, Fred Alger Management - Jennifer Howley, 34, New Hyde Park, N.Y., Aon Corp. - Milagros Hromada, 36, Yonkers, N.Y., Aon Corp. - Steve Huczko, Bethlehem, N.J., Port Authority of New York and New Jersey - Kris R. Hughes, Nesconset, N.Y., Keefe, Bruyette & Woods - Susan Huie, 43, Fair Lawn, N.J. - (Casey) Kathleen Hunt, Sandler O'Neill & Partners - William C. Hunt, 32, Norwalk, Conn., bond trader, Euro Brokers Inc. - Joseph Hunter, 32, firefighter, New York Fire Department - Zuhtu Ibis, 25, Clifton, N.J. - Jonathan Ielpi, firefighter, New York Fire Department - Abraham Ilowitz, 51, financial services representative, Metropolitan Life Insurance Co. - Christopher N. Ingrassia, 28, Watchung, N.J. - Doug Irgang, 32, New York, N.Y., Sandler O'Neill & Partners - Taizo Ishikawa, 50, New York branch general manager, Fuji Bank, Japanese - Kazushige Ito, 35, manager, Fuji Bank, Japanese - Virginia Jablonski, 49, Matawan, N.J. - Jason K. Jacobs, 32, Randolph, N.J. - Michael Grady Jacobs, 54, Danbury, Conn., corporate tax expert - Ricknauth Jaggernauth, 58, New York, N.Y. - Mohammed Jawara, MAS Security - Francois Jean-Pierre, Windows on the World - Paul Jeffers, 39, New York, N.Y., Cantor Fitzgerald - Prem N. Jerath, Edison, N.J., Port Authority of New York and New Jersey - Farah Jeudy, 31, Spring Valley, N.Y., Aon Corp. - Eliezer Jimenez Jr., 37, New York, N.Y., Windows on the World - Charles Gregory John - Allison Horstmann Jones, 31, Bernardsville, N.J., Sandler O'Neill & Partners - Arthur J. Jones III, Ossining, N.Y., Carr Futures - Linda Jones, 50, Aon Corp. - Mary S. Jones, New York, N.Y., Port Authority of New York and New Jersey - Andrew Jordan, 35, Long Island, N.Y., firefighter, New York Fire Department - Karl Joseph, firefighter, New York Fire Department - Stephen Joseph, 39, Franklin Park, N.J. - Lt. Anthony Jovic, firefighter, New York Fire Department - Angel Juarbe Jr., firefighter, New York Fire Department - Karen Susan Juday, 52, New York, N.Y., administrative assistant, Cantor Fitzgerald - Paul Jurgens, Levittown, N.Y., Port Authority of New York and New Jersey - Howard L. Kane, 36, Hazlet, N.J., Windows on the World - Jennifer L. Kane, 26, Fair Lawn, N.J. - Vincent Kane, 37, New York, N.Y., firefighter, New York Fire Department - Joon Kang, 34, Riverdale, N.J. - Sheldon R. Kanter, 53, Edison, N.J. - Deborah H. Kaplan, 45, Paramus, N.J., Port Authority of New York and New Jersey - Alvin P. Kappelmann, 57, Green Brook, N.J. - Charles Karczewski, 34, Union, N.J., Aon Corp. - Douglas G. Karpiloff, Mamaroneck, N.Y., Port Authority of New York and New Jersey - Charles L. Kasper, battalion commander, New York Fire Department - Sgt. Robert Kaulfers, 49, Kenilworth, N.J., police officer, Port Authority of New York and New Jersey - Hideya Kawauchi, 36, manager, Fuji Bank, Japanese - Edward T. Keane, 66, West Caldwell, N.J., engineer, Port Authority of New York and New Jersey - Richard Keane, 54, Wethersfield, Conn., senior vice president, Marsh Inc. - Karol Keasler, 43, New York, N.Y., event planner, Keefe, Bruyette & Woods - Paul Keating, 38, New York, N.Y., firefighter, New York Fire Department - L. Russell Keene III, Keefe, Bruyette & Woods - Leo R. Keene, 33, Westfield, N.J. - Joseph J. Keller, 31, Park Ridge, N.J. - Frederick Kelley, Huntington, N.Y., Cantor Fitzgerald - Richard J. Kelly Jr., 50, Graniteville, N.Y., firefighter, New York Fire Department - Thomas R. Kelly, 39, River Head, N.Y., firefighter, New York Fire Department - Thomas W. Kelly, 51, New York, N.Y., firefighter, New York Fire Department - William H. Kelly, 24, Brant Beach, N.J. - Robert C. Kennedy, 55, Toms River, N.J. - Susan Schular Kennedy - Thomas Kennedy, 36, Islip Terrace, N.Y., firefighter, New York Fire Department - Lt. Ronald Kerwin, Levittown, N.Y., firefighter, New York Fire Department - Howard L. Kestenbaum, 56, Upper Montclair, N.J. - Sarah Khan, 32, New York, N.Y., food service handler, Forte Food Service - Taimour Khan, Syosset, N.Y., Carr Futures - Seilai Khoo, Fred Alger Management - Michael Kiefer, 26, Hempstead, N.Y., firefighter, New York Fire Department - Andrew Kim, Fred Alger Management - Don Kim, 34, Marsh & McLennan Cos. Inc. - Lucille King, 59, Aon Corp. - Robert King Jr., firefighter, New York Fire Department - Takashi Kinoshita, 46, president, Mizuho Capital Markets Corp., Japanese - Karen J. Klitzman, 38, New York, N.Y., eSpeed (Cantor Fitzgerald) - Eugene Kniazev, Windows on the World - Ryan Kohart, 26, Garden City, N.Y., Cantor Fitzgerald - Vanessa L. Kolpak, Keefe, Bruyette & Woods - Abdoulaye Kone, Windows on the World - Bon-seok Koo, 32, River Edge, N.J., LG Insurance Co. - Scott Kopytko, firefighter, New York Fire Department - Bojan Kostic, Cantor Fitzgerald - Danielle Kousoulis, 29, N.J., vice president, Cantor Fitzgerald - William Krukowski, firefighter, New York Fire Department - Kenneth Kumpel, 42, Cornwall, N.Y., firefighter, New York Fire Department - Frederick Kuo Jr., 53, Great Neck, N.J., engineer, Washington Group International, Filipino - Thomas Kuveikis, firefighter, New York Fire Department - Angela R. Kyte, 49, Boonton, N.J., managing director, Marsh USA - Andrew LaCorte, 61, Jersey City, N.J., trader, Carr Futures - James P. Ladley, 41, Colts Neck, N.J. - David LaForge, 50, Port Richmond, N.Y., firefighter, New York Fire Department - Alan Lafranco, Windows on the World - Neil K. Lai, 59, East Windsor, N.J. - Vincent A. Laieta, 31, Edison, N.J., Aon Corp. - William Lake, firefighter, New York Fire Department - Frank Lalama, 45, Nutley, N.J., Port Authority of New York and New Jersey - Chow K. Lam, 48, Maywood, N.J. - Robert Lane, firefighter, New York Fire Department - Brendan Lang, 30, Red Bank, N.J. - Rosanne Lang, 42, Middletown, N.J., Cantor Fitzgerald - Venessa Langer, 29, Yonkers, N.Y., office manager, Regis USA - Mary Lou Langley, 53, New York, N.Y., Aon Corp. - Ruth S. Lapin, 53, East Windsor, N.J., senior business analyst, Baseline Financial Services - Robin Larkey, 48, Chatham, N.J., Cantor Fitzgerald - Scott Larsen, New York, N.Y., firefighter, New York Fire Department - John Adam Larson, 37, Colonia, N.J., senior vice president, Aon Corp. - Nicholas C. Lassman, Cantor Fitzgerald - Paul Laszczynski, 49, Wayne, N.J., police officer, Port Authority of New York and New Jersey - Amarnath Latchman - Jeannine LaVerde, 36, Meiers Corner, N.Y., new accountants administrator, Keefe, Bruyette & Woods - Anna Laverty, 52, Middletown, N.J. - Robert A. Lawrence, 41, Summit, N.J., senior vice president, Cantor Fitzgerald - Nathaniel Lawson, 61, New York, N.Y., food service handler, Forte Food Service - Lt. Joseph Leavey, 46, Pelham, N.Y., firefighter, New York Fire Department - Alan Lederman, 43, New York, N.Y., Aon Corp. - Hyun-joon Lee, 34, New York state government - Jong-min Lee - Juanita Lee, 44, Aon Corp. - Kathryn Lee, 55, N.Y., Web page designer, Marsh & McLennan Cos. Inc. - Lorraine Lee, 37, New York, N.Y., administrative assistant, Aon Corp. - Myung-woo Lee, 41, Lyndhurst, N.J., accountant - Stuart Lee, 31 - Adriana Legro, 32, Elmhurst, N.Y., Carr Futures, Colombian - Edward Lehman, 42, Aon Corp. - David LeMagne, 27, North Bergen, N.J., Port Authority of New York and New Jersey - John J. Lennon Jr., 44, Howell, N.J., police officer, Port Authority of New York and New Jersey - Jorge Leon, Cantor Fitzgerald - John Levi, New York, N.Y., Port Authority of New York and New Jersey - Neil D. Levin, 47, New York, N.Y., executive director, Port Authority of New York and New Jersey - Adam J. Lewis, 36, Fairfield, Conn., Keefe, Bruyette & Woods - Margaret S. Lewis, 49, Elizabeth, N.J., legal secretary, Port Authority of New York and New Jersey - Orasri Liangthanasarn, Windows on the World - Daniel Libretti, firefighter, New York Fire Department - Steven B. Lillianthal, 38, Millburn, N.J. - Carlos Lillo, 37, Babylon, N.Y., paramedic, New York Fire Department - Thomas V. Linehan, 39, Montville, N.J. - Robert Linnane, 33, West Hempstead, N.Y., firefighter, New York Fire Department - Alansan Linton, Sandler O'Neill & Partners - Diane T. Lipari, 32, commodities trader, Carr Futures - Kenneth P. Lira, 28, Paterson, N.J. - Vincent Litto, 52, New York, N.Y., Cantor Fitzgerald - Nancy Liz, 39, Aon Corp. - Harold Lizcano, Carr Futures - Martin Lizzul, 31, Dix Hills, N.Y., Krestrel Technologies - George Llanes, Carr Futures - Catherine Loguidice, 30, New York, N.Y., assistant bond trader, Cantor Fitzgerald - Michael Lomax, Aon Corp. - Laura M. Longing, 35, Pearl River, N.Y., assistant vice president, Marsh USA - Salvatore Lopes - Daniel Lopez, Carr Futures - Manuel Lopez, 54, Jersey City, N.J., tax accountant, Marsh & McLennan Cos. Inc., Filipino - Stuart Louis, Sandler O'Neill & Partners - Mark G. Ludvigsen, 32, New York, N.Y., Keefe, Bruyette & Woods - Sean T. Lugano, Keefe, Bruyette & Woods - Gary Lutnick, Cantor Fitzgerald - James Lynch, Woodbridge, N.J., Port Authority of New York and New Jersey - Michael F. Lynch, New York, N.Y., firefighter, Engine 40, New York Fire Department - Michael F. Lynch, New Hyde Park, N.Y., firefighter, Ladder 4, New York Fire Department - Robert H. Lynch, 44, Cranford, N.J., Port Authority of New York and New Jersey - Sean Lynch, Lynnfield, Mass., Cantor Fitzgerald - Michael Lyons, 33, Hawthorne, N.Y., firefighter, New York Fire Department - Patrick Lyons, firefighter, New York Fire Department - Robert Mace, Cantor Fitzgerald - Jan Maciejewski, New York, N.Y., computer consultant, Julien J. Studley Inc. - Catherine MacRea, Fred Alger Management - Dennis A. Madsen, 53, Glen Gardner, N.J. - Noell Maerz, 29, Long Beach, N.Y., bond trader, Euro Brokers Inc. - Joseph Maffeo, firefighter, New York Fire Department - Jay Magazine, Suffren, N.Y., Windows on the World - Ronald E. Magnuson, 57, Park Ridge, N.J. - William Mahoney, firefighter, New York Fire Department - Takashi Makmoto, 49, general manager, Fuji Bank, Japanese - Alfred R. Maler, 39, Morris Township, N.J. - Gregory J. Malone, Euro Brokers Inc. - Frank Mancini, 26, Astoria, N.Y., subcontractor, Bronx Builders - Joseph Mangano, 53, Jackson, N.J. - Sara Manley, 31, New York, N.Y., vice president and senior security analyst, Fred Alger Management - Debra M. Mannetta, 31, Islip, N.Y., Carr Futures - Joseph Marchbanks Jr., 47, Nanuet, N.Y., battalion commander, New York Fire Department - Lt. Charles Margiotta, firefighter, New York Fire Department - Kenneth Marino, 40, Oceanside, N.Y., firefighter, New York Fire Department - Vita Marino, Sandler O'Neill & Partners - Jose J. Marrero, 32, Old Bridge, N.J. - John Marshall, firefighter, New York Fire Department - Lt. Peter Martin, 43, Miller Place, N.Y., firefighter, New York Fire Department - Brian E. Martineau, 37, Edison, N.J., Aon Corp. - Lizie Martinez-Calderon, 32, Washington Heights, N.Y., secretary, Aon Corp. - Lt. Paul Martini, 37, New York, N.Y., firefighter, New York Fire Department - Joseph A. Mascali, 44, New York, N.Y., firefighter, New York Fire Department - Nick (Nicholas) Massa, 65, New York, N.Y., Aon Corp. - Philip W. Mastrandrea Jr., 42, Chatham, N.J., Cantor Fitzgerald - William A. Mathesen, 40, Morris Township, N.J., vice president, Euro Brokers Inc. - Margaret Mattic, 51, N.Y., customer service representative, General Telecom - Marcello Mattricciano, Cantor Fitzgerald - Robert D. Mattson, 54, Rockaway, N.J., executive, Fiduciary Trust International - Charles A. (Chuck) Mauro Jr., 65, Eltingville, N.Y., senior client specialist, Aon Corp. - Charles J. Mauro, 38, Marlboro, N.J., director of purchasing, Windows on the World - Tyrone May, 44, Rahway, N.J. - Keithroy Maynard, 30, New York, N.Y., firefighter, New York Fire Department - Robert J. Mayo, 46, Marlboro, N.J., fire safety director, OCS Security - Kathy Mazza, Farmingdale, N.Y., Port Authority of New York and New Jersey - Brian McAleese, Badlwin, N.Y., firefighter, New York Fire Department - Colin Richard McArthur, 52, Howell, N.J., Aon Corp. - Ken McBrayer, Sandler O'Neill & Partners - Thomas McCann, 46, Manalapan, N.J., firefighter, New York Fire Department - Katie McCloskey, 25, Marsh Inc. - Tonyell McDay, 25, Colonia, N.J., computer technician, Marsh Inc. - Joseph McDonald, 43, Livingston, N.J., broker, Cantor Fitzgerald - Brian McDonnell, police officer, New York Police Department - Daniel F. McGinley, 40, Ridgewood, N.J., senior vice president, Keefe, Bruyette & Woods - Ann McGovern, East Meadow, N.Y., claims analyst, ARS Retail Group (Aon Corp.) - Stacey McGowan, 38, Basking Ridge, N.J., senior trader, Sandler O'Neill & Partners - Ann M. McHugh, Euro Brokers Inc. - Denis J. McHugh III, 36, New York, N.Y., Euro Brokers Inc. - Donald McIntyre, New City, N.Y., Port Authority of New York and New Jersey - Stephanie McKenna, 45, New York, N.Y., accounting department, Reinsurance Solutions Inc. - George P. McLaughlin, 36, Hoboken, N.J. - Robert McMahon, firefighter, New York Fire Department - Walter McNeil, E. Stroudsburg, Pa., Port Authority of New York and New Jersey - Robert McPadden, 30, Pearl River, N.Y., firefighter, New York Fire Department - Terence McShane, firefighter, New York Fire Department - Raymond Meisenheimer, West Babylon, N.Y., firefighter, New York Fire Department - Antonio Melendez, Windows on the World - Stuart Todd Meltzer, 32, Syosett, N.Y., head of West coast power management, TradeSpark (Cantor Fitzgerald) - Charles Mendez, firefighter, New York Fire Department - Lizette Mendoza, 33, Aon Corp. - Steve Mercado, 38, New York, N.Y., firefighter, New York Fire Department - George Merkouris, Levittown, N.Y., Carr Futures - Jill Metzler, 32, Aon Corp. - Martin P. Michelstein, 57, Morristown, N.J. - Peter T. Milano, 43, Middletown, N.J. - Gregory Milanowycz, 25, Cranford, N.J., Aon Corp. - Lukasz Milewski, 20, New York, N.Y., food service handler, Forte Food Service - Sharon Cristina Millan Paz, 30, New York, N.Y., human resources, Harris Beach, Colombian - Henry Miller Jr., East Norwich, N.Y., firefighter, New York Fire Department - Michael Miller, 39, Milford, Conn., Cantor Fitzgerald - Robert Miller Jr., 55, Aon Corp. - Robert A. Miller, 46, Old Bridge, N.J. - Robert Minara, firefighter, New York Fire Department - Thomas Mingione, firefighter, New York Fire Department - Nana Akwasi Minkah, Windows on the World - Rajesh A. Mirpuri, 30, Englewood, N.J. - Joe Mistrulli, 31, Wantagh, N.Y., subcontractor, Bronx Builders - Lt. Paul Mitchell, firefighter, New York Fire Department - Frank V. Moccia, Washington Group International - Capt. Louis Modafferi, firefighter, New York Fire Department - Boyie Mohammed, Carr Futures - Carl Molinaro, 32, New York, N.Y., firefighter, New York Fire Department - Capt. Thomas Moody, firefighter, New York Fire Department - Sharon Moore, Sandler O'Neill & Partners - Martin Morales, Windows on the World - Paula Morales, 42, New York, N.Y., Aon Corp. - John Moran, 43, Rockaways, N.Y., battalion commander, New York Fire Department - Lindsay S. Morehouse, 24, Branford, Conn., research assistant, Keefe, Bruyette & Woods - Steven Morello, 52, Bayonne, N.J. - Vincent Morello, Middle Village, N.Y., firefighter, New York Fire Department - Arturo Alva Moreno - Yvette Moreno, Carr Futures - Blanca Morocho, Windows on the World - Leonel Morocho, Windows on the World - Dennis G. Moroney, 39, Eastchester, N.Y., senior vice president, Cantor Fitzgerald - John Morris, 46, N.J. - Lynne Irene Morris, 22, Monroe, N.Y., Cantor Fitzgerald - Jorge Luis Morron Garcia, 39, Colombian - Fred V. Morrone, 63, Lakewood, N.J., superintendent of police, Port Authority of New York and New Jersey - Mark Motroni, 56, North Bergen, N.J., broker-trader, Carr Futures - Jude Moussa, 35, New York, N.Y., Cantor Fitzgerald - Peter C. Moutos, 44, Chatham, N.J. - Damion Mowatt, 21, New York, N.Y., food service handler, Forte Food Service - Christopher Mozzillo, New York, N.Y., firefighter, New York Fire Department - Stephen V. Mulderry, New York, N.Y., Keefe, Bruyette & Woods - Richard Muldowney Jr., firefighter, New York Fire Department - Michael Mullan, 34, New York, N.Y., firefighter, New York Fire Department - Dennis Mulligan, 32, New York, N.Y., firefighter, New York Fire Department - Theresa Munson, 54, Aon Corp. - Robert M. Murach, 45, Montclair, N.J., senior vice president, Cantor Fitzgerald - Charles Murphy, Ridgewood, N.J., Cantor Fitzgerald - Patrick S. Murphy, 36, Millburn, N.J., Marsh & McLennan Cos. Inc. - John J. Murray, 52, Colts Neck, N.J. - Susan D. Murray, 54, New Providence, N.J. - Lt. Robert Nagel, 55, Richmond Hill, N.Y., firefighter, New York Fire Department - Alexander J. Napier, 38, Morris Township, N.J., Aon Corp. - Catherine Nardella, 30, Bloomfield, N.J. - Mario Nardone, 32, New York, N.Y., broker, Euro Brokers Inc. - Karen Navarro, 30, Bayside, N.Y., Carr Futures - Joseph Navas, 44, Paramus, N.J., police officer, Port Authority of New York and New Jersey - Francis Nazario, 28, Jersey City, N.J., Cantor Fitzgerald - Marcus Neblett, 31, New York, N.Y., Aon Corp. - Jerome Nedd, Windows on the World - Laurence Nedell, 52, Aon Corp. - Pete Negron, Bergenfield, N.J., Port Authority of New York and New Jersey - Ann Nelson, 30, bond trader, Cantor Fitzgerald - David W. Nelson, Carr Futures - James Nelson, 40, Clark, N.J., police officer, Port Authority of New York and New Jersey - Gerard Nevins, 46, Campbell Hall, N.Y., firefighter, New York Fire Department - Martin Niederer, 23, Hoboken, N.J. - Alfonse J. Niedermeyer III, 40, Manasquan, N.J., police officer, Port Authority of New York and New Jersey - Frank Niestadt, 55, Ronkonkoma, N.Y., operations director, Aon Corp. - Juan Nieves Jr., 56, New York, N.Y., Windows on the World - Daniela R. Notaro, Carr Futures - Soichi Numata, 45, deputy general manager, Fuji Bank, Japanese - Jeffrey Nussbaum, Carr Futures - Dennis Oberg, firefighter, New York Fire Department - Lt. Daniel O'Callaghan, firefighter, New York Fire Department - Jefferson Ocampo, 28, Colombian - Diana O'Connor, Sandler O'Neill & Partners - Keith K. O'Connor, 28, Hoboken, N.J., sales trader, Keefe, Bruyette & Woods - Marni Pont O'Doherty, 31, Armonk, N.Y., senior vice president, Keefe, Bruyette & Woods - Douglas Oelschlager, 36, New York, N.Y., firefighter, New York Fire Department - Albert Ogletree, 49, New York, N.Y., food service handler, Forte Food Service - Philip Ognibene, Keefe, Bruyette & Woods - Joseph Ogren, 30, New York, N.Y., firefighter, New York Fire Department - Lt. Thomas O'Hagan, firefighter, New York Fire Department - Samuel Oitice, 45, Peekskill, N.Y., firefighter, New York Fire Department - Gerard O'Leary, 34, Stony Point, N.Y., chef, Forte Food Service - Christine Olender, Windows on the World - Linda Oliva, 44, New York, N.Y., Carr Futures - Eric Olsen, firefighter, New York Fire Department - Jeffrey Olsen, firefighter, New York Fire Department - Steven Olson, firefighter, New York Fire Department - Toshihiro Onda, 39, corporate banking senior manager, Fuji Bank, Japanese - Peter J. O'Neill Jr., 21, Amityville, N.Y., Sandler O'Neill & Partners - Michael Opperman, 45, Selden, N.Y., vice president, Aon Risk Services - Chris Orgielewicz, 35, Larchmont, N.Y., analyst, Sandler O'Neill & Partners - Margaret Orloske, 50, Windsor, Conn., manager, Marsh & McLennan Cos. Inc. - Juan Romero Orozco - Peter K. Ortale, 37, New York, N.Y., bond broker, Euro Brokers Inc. - David Ortiz, Nanuet, N.Y., Port Authority of New York and New Jersey - Emilio (Peter) Ortiz, Carr Futures - Masaru Ose, 36, manager, Mizuho Capital Markets Corp., Japanese - Robert W. O'Shea, 47, Wall, N.J. - Michael Otten, 42, East Islip, N.Y., firefighter, New York Fire Department - Isidro Ottenwalder, Windows on the World - Jesus Ovalles, Windows on the World - Israel Pabon, 31, New York, N.Y., food service handler, Forte Food Service - Roland Pacheco, 26, New York, N.Y., data administrator, Alliance Consulting - Deepa K. Pakkala, 31, Stewartsville, N.J. - Jeffrey Palazzo, firefighter, New York Fire Department - Richard Palazzolo, Cantor Fitzgerald - Orio Palmer, battalion commander, New York Fire Department - Frank Palombo, firefighter, New York Fire Department - Alan Palumbo, 42, Richmond, N.Y., Cantor Fitzgerald - Paul Pansini, firefighter, New York Fire Department - James Pappageorge, firefighter, New York Fire Department - Vinod K. Parakat, 34, Sayreville, N.J. - Vijayashanker Paramsothy, 23, Aon Corp. - Hardai (Casey) Parbhu, 42, Aon Corp. - James Parham, New York, N.Y., Port Authority of New York and New Jersey - Debbie Paris, Sandler O'Neill & Partners - Gye-Hyong Park, 28, New York, N.Y., sales support associate, Metropolitan Life Insurance Co. - Philip L. Parker, 53, Skillman, N.J. - Hasmukh Parmar, 48, N.J., Cantor Fitzgerald - Leobardo Lopez Pascual, 41, New York, N.Y., Windows on the World - Suzanne Passaro, 42, East Brunswick, N.J., Aon Corp. - Victor Antonio Martinez Pastrana - Avnish Patel, Fred Alger Management - James R. Paul, New York, N.Y., Carr Futures - Victor Paz-Gutierrez, New York, N.Y., pastry chef, Windows on the World, Colombian - Richard Pearlman, 18, New York, N.Y., volunteer medic, Forest Hills Ambulance Corps - Durrell Pearsall, firefighter, New York Fire Department - Thomas E. Pedecini, Cantor Fitzgerald - Todd D. Pelino, 34, Fair Haven, N.J. - Angel R. Pena, 45, River Vale, N.J., Aon Corp. - Jose D. Pena, Windows on the World - Robert David Peraza, 30, New York, N.Y., Cantor Fitzgerald - Maria Percoco, Aon Corp. - Alejo Perez, Windows on the World - Anthony Perez, Cantor Fitzgerald - Nancy E. Perez, Union City, N.J., Port Authority of New York and New Jersey - Emelda Perry, Washington Group International - Lt. Glenn Perry, 41, Monroe, N.Y., firefighter, New York Fire Department - John Perry, 38, New York, N.Y., police officer, New York Police Department - Frank Pershep, 59, New York, N.Y., Aon Corp. - Daniel Pesce, 34, New York, N.Y., Cantor Fitzgerald - Michael J. Pescherine, 32, New York, N.Y., bond trader, Keefe, Bruyette & Woods - Lt. Philip Petti, firefighter, New York Fire Department - Kaleen E. Pezzuti, 28, Fair Haven, N.J., bond broker, Cantor Fitzgerald - Lt. Kevin Pfeifer, firefighter, New York Fire Department - Tu-Anh Pham, Fred Alger Management - Lt. Kenneth Phelan, firefighter, New York Fire Department - Ludwig J. Picarro, 44, Basking Ridge, N.J., vice president, Zurich American Insurance - Christopher Pickford, 32, Forest Hills, N.Y., firefighter, New York Fire Department - Maxima Pierre, 40, Bellport, N.Y., food service handler, Forte Food Service - Bernard T. Pietronico, 39, Old Bridge, N.J., corporate bond broker, Cantor Fitzgerald - Nicholas P. Pietrunti, 38, Belford, N.J. - Joseph Piskadlo, 48, North Arlington, N.J. - Todd Pitman, 30, New York, N.Y., Cantor Fitzgerald - Josh Piver, Cantor Fitzgerald - Joseph Plumitallo, 45, Manalapan, N.J. - Thomas Polhemus, 39, Parsippany, N.J. - Susan Pollio, Euro Brokers Inc. - James E. Potorti, 52, Plainsboro, N.J. - Daphne Pouletsos, 47, Westwood, N.J., Aon Corp. - Stephen Poulos, 45, Aon Corp. - Brandon Powell, 26, New York, N.Y., food service handler, Forte Food Service - Shawn Powell, firefighter, New York Fire Department - Tony Pratt, 43, New York, N.Y., food service handler, Forte Food Service - Gregory M. Preziose, 34, Holmdel, N.J., bond trader, Cantor Fitzgerald - Vincent Princiotta, firefighter, New York Fire Department - Carrie Progen, 24, Aon Corp. - David L. Pruim, 53, Upper Montclair, N.J., senior vice president of risk services, Aon Corp. - Edward Pullis, 34, Hazlet, N.J., Aon Corp. - Edward R. Pykon, 33, Princeton Junction, N.J., senior vice president, Fred Alger Management - Lincoln Quappe, Sayville, N.Y., firefighter, New York Fire Department - Beth Quigley, 25, New York, N.Y., trader, Cantor Fitzgerald - Ricardo Quinn, New York Fire Department - Carol Rabalais, 38, Aon Corp. - Christopher Racaniello, 30, New York, N.Y., Cantor Fitzgerald - Leonard Ragaglia, New York, N.Y., firefighter, New York Fire Department - Eugene J. Raggio, New York, N.Y., Port Authority of New York and New Jersey - Michael Ragusa, firefighter, New York Fire Department - Peter F. Raimondi, 46, New York, N.Y., Carr Futures - Valsa Raju, Carr Futures - Edward Rall, firefighter, New York Fire Department - Harry Ramos, 45, Newark, N.J. - A. Todd Rancke, 42, Summit, N.J., Sandler O'Neill & Partners - Adam Rand, firefighter, New York Fire Department - Shreyes Ranganath, 26, N.J. - Roger (Mark) Rasweiler, 53, Flemington, N.J., vice president, Marsh Inc. - William R. Raub, 38, Saddle River, N.J. - Alexey Razuvaev, Euro Brokers Inc. - Michele Reed, 26, N.J., Aon Corp. - Judith A. Reese, 56, Kearny, N.J. - Donald J. Regan, 47, Pine Bush, N.Y., firefighter, New York Fire Department - Lt. Robert Regan, Briarwood, N.Y., firefighter, New York Fire Department - Thomas M. Regan, 43, Cranford, N.J. - Christian Regenhard, 28, New York, N.Y., firefighter, New York Fire Department - Gregory Reidy, 25, Holmdel, N.J., Cantor Fitzgerald - James B. Reilly, 25, Huntington Station, N.Y., Keefe, Bruyette & Woods - Kevin Reilly, Pearl River, N.Y., firefighter, New York Fire Department - Frank B. Reisman, 41, Princeton, N.J., trader, Cantor Fitzgerald - Richard Rescorla, 62, Morristown, N.J., security chief, Morgan Stanley - John Resta, 40, Hazlet, N.J., Carr Futures - Luis C. Revilla, Washington Group International - Bruce Reynolds, Columbia, N.J., Port Authority of New York and New Jersey - Frederick Rhodes, 57, N.J. - John Rhodes, 57, Howell, N.J., Aon Corp. - Francis Riccardelli, 40, Westwood, N.J., manager of vertical transportation at trade center complex, Port Authority of New York and New Jersey - Lt. Vernon Richard, firefighter, New York Fire Department - Venesha Richards, North Brunswick, N.J. - James Riches, 29, Bay Ridge, N.Y., firefighter, New York Fire Department - Ginger Risco, 48, New York, N.Y., Fred Alger Management - Joseph Rivelli Jr., firefighter, New York Fire Department - Isaias Rivera, 51, Perth Amboy, N.J., technician, CBS - Joseph R. Riverso, 34, White Plains, N.Y., Cantor Fitzgerald - Joseph Roberto, 37, Midland Park, N.J., Keefe, Bruyette & Woods - Leo Roberts, 44, Wayne, N.J., municipal bond trader, Cantor Fitzgerald - Michael Roberts, firefighter, Ladder 35, New York Fire Department - Michael Roberts, firefighter, Engine 214, New York Fire Department - Jeffrey Robinson, 38, South Brunswick, N.J. - Michell Robotham, 32, Kearny, N.J., help desk manager, Aon Corp. - Anthony Rodriguez, firefighter, New York Fire Department - Carlos Cortez Rodriguez, Colombian - Carmen Rodriguez, 46, Aon Corp. - Gregory Rodriguez, 31, White Plains, N.Y., assistant vice president, information security, Cantor Fitzgerald - Richard Rodriguez, Cliffwood, N.J., Port Authority of New York and New Jersey - David B. Rodriguez-Vargas, 44, New York, N.Y., Windows on the World - Keith Roma, 27, New York, N.Y., New York Fire Patrol - James Romito, Westwood, N.J., Port Authority of New York and New Jersey - Eric Ropiteau, Cantor Fitzgerald - Aida Rosario, 42, Jersey City, N.J., assistant manager, Marsh Inc. - Mark H. Rosen, 45, West Isl
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